A New Book Details a Debt-Free Spending Plan

Mike and JoAnneh Nagler understand the spiraling problems of debt. "We were in a situation where it felt like we would never get out from underneath our debt," he said. "Something would always happen and an unexpected expense would hit us."

Now, JoAnneh has written a new book titled "The Debt-Free Spending Plan" that will be released this month by AMACOM, a division of the American Management Association.

JoAnneh is a former fundraiser and grantwriter who, along with Mike, developed their own system to get out from under debt. It's an easy five-minute-day approach that she now teaches other individuals and couples to help them revolutionize their relationship with money.

The Debt-Free Spending Plan is billed as a system created for people who hate math, rarely balance their checkbooks, and need help now. The plan keeps things simple. It doesn't matter whether you make $14,000 or $14 million, this practical, straightforward system will show you how to:

• Live on your cash income, and live well
• Use your creativity instead of your credit cards for needs and wants
• Pay back debts without gouging your living expenses

"I worked with JoAnneh to edit and proofread the book and I'm helping her market the book," said Mike, an instructor in the Humanities Department. "Our goal is to help other people by sharing our experience."